Raya Paylater

Shop Now, Pay Later Using Raya PayLater

Pay QRIS more practically with Raya PayLater, limit up to IDR 5 million.
Read more Simulation and costs

Raya Paylater

Shop Now, Pay Later Using Raya PayLater

Pay QRIS more practically with Raya PayLater, limit up to IDR 5 million.
Read more Simulation and costs

Why choose Raya Paylater?

The benefits you will get when using Raya Paylater
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Limit up to IDR 5 million

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Competitive, safe and transparent fees

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Apply in 5 minutes, directly on the Raya application

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Shopping is more practical using QRIS with Raya PayLater

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How to apply for Raya Paylater

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Download the Bank Raya application on PlayStore or App Store

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Go to All Menus > Raya PayLater

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Complete the form and set the limit according to your needs

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Perform facial verification

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Congratulations! You have successfully obtained the Raya PayLater limit

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What are the requirements?

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What are the requirements?

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Have an e-KTP

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Age 21-65 years

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Have a good loan history and pass the criteria for using Raya PayLater

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Simulation & Fees

Limit Taken
Limit Taken Rp1.000.000
Loan Amount Rp10.000.000
Service Fee (3% of limit) Rp30.000
Total payment Rp730.000
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Find all information related to loan costs

See Fee Details
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Other Information

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Service fees are only charged if there is usage in that month.
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Usage above the 15th will be calculated on the bill in the following month.
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The smoothness of the loan will be recorded in the Financial Information Service System (SLIK)
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Additional fine of 3% (from the limit taken) per month, if there is a delay in payment
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More complete information can be checked in the Raya application.
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